V1.3.0 — AVAILABLE NOW

MONEY TRACKED.
PRIVATE.

A fast, minimal expense tracker for Android. Log every rupee, understand your spending — with zero data ever leaving your device. No accounts. No cloud. No compromise.

DOWNLOAD APK ↓ EXPLORE FEATURES →
0B
Data Sent
∞
Transactions
100%
Offline-first
0₹
Cost, forever
2:59 ▼ ▲ ■

OVERVIEW

This month

TOTAL BALANCE
₹65,000
In ₹50,000 Out ₹5,000
NET THIS MONTH
₹45,000
⊕ Set a monthly budget
INSIGHTS
↗ You spent 100% less than last month
ACCOUNTS
RECENT See all
Bills
HSBC
-₹5,000
1 May
Salary
HSBC
+₹50,000
1 May

Features

Everything you need.
Nothing you don't.

A complete personal finance toolkit. Accounts, budgets, statistics, recurring rules, SMS detection, statement import, and smart insights — all stored locally. No internet required after installation.

🏦

Accounts & Transactions

Bank, Cash, Wallet, and Credit Card accounts — each with independent balance tracking that updates atomically on every transaction. Log Expenses, Income, and Transfers in seconds. Search across your history by amount, category, note, date, or type. Month-by-month view with totals and filters.

🎯

Budgets

Monthly spending limits per category. Dashboard warning at 75% — alert at 90%. You know before you overspend, not after.

🔁

Recurring Transactions

Automate subscriptions, EMIs, salary, and rent. Six frequencies: daily, weekly, monthly, quarterly, half-yearly, yearly. Pause and resume any rule at any time.

📊

Statistics

Animated donut charts for expense and income by category. Daily cashflow bar chart. Category spending trends across months. Month-over-month comparison arrows.

💡

Smart Insights

Spending vs last month, savings rate, recurring monthly cost, and net worth direction — surfaced automatically on your dashboard. No setup required.

🗂

Custom Categories

40+ icon choices. Separate colour palettes for Expense and Income categories. Defaults included. Add, edit, or delete freely — protected by transaction links.

🔔

Daily Reminder

Set a custom time to be nudged to log your transactions. Uses AlarmManager — fires even in Doze mode. Off by default. Completely optional.

📦

Import / Export

Full JSON backup — all accounts, categories, budgets, and transactions in one file. Restore from any backup with a single tap. CSV export for spreadsheets. CSV import adds transactions additively. Your data is always portable — never locked in.

💱

Multi-Currency

INR, USD, EUR, GBP, JPY, AUD, CAD, SGD. Indian grouping (1,00,000) or International (100,000). Switch live — no restart needed.

🌗

Light & Dark Theme

True OLED black dark mode inspired by Nothing OS. Clean light mode for bright environments. Switch instantly from Settings.

💬

SMS Transaction Detection

TraceLedger reads your bank SMS messages and turns them into transactions — entirely on device. Real-time detection or bulk inbox scan. Smart account matching, 40+ merchant patterns, and a learning engine that improves from your corrections. Nothing is saved without your explicit approval on the review screen.

📄

Statement Import

Import PDF or CSV bank statements directly. Fuzzy column detection handles any CSV format. Review every transaction before confirming. Duplicate detection skips entries already in your ledger.

⚡

Templates & Widget

Save any transaction as a template and replay it in one tap. Home screen widget shows your total balance and this month's income, expense, and net — no need to open the app.

Privacy

YOUR DATA.
YOUR DEVICE.
YOUR RULES.

Most finance apps upload your transactions to servers you don't control. TraceLedger stores nothing outside your phone. No accounts. No passwords. No data to sell.

📵

Offline First

All data stays on device. No internet required for core functionality.

🚫

Zero Analytics

No usage tracking, no telemetry, no crash reporters.

🔒

Local SQLite

App-private storage only. Protected by Android sandboxing.

👤

No Account

Open app. Start tracking. No sign-ups or emails needed.

🆓

Free Forever

No subscription. No paywall. Every feature is unlocked.

🛡

No Third Parties

No SDKs. No ad networks. Zero external interference.

How It Works

Up and running
in seconds.

THE FOUR STEPS

  • 01

    INSTALL

    Download the APK from this page. Enable "Install unknown apps" and sideload in under a minute. No Play Store needed.

  • 02

    ADD ACCOUNTS

    Create your bank accounts, wallets, and cash balances. Each tracks its own running balance automatically.

  • 03

    LOG TRANSACTIONS

    Tap the + button. Pick a category, amount, and account. Done in under 5 seconds. Balances update instantly.

  • 04

    UNDERSTAND

    Charts, budgets, and insights update in real time. Know exactly where your money goes — every month.

GET TRACELEDGER

Start tracking
your money.

Free download. No subscription. No catch. Install and start in under a minute.

DOWNLOAD APK Visit GitHub Join Discord

v1.3.0 · Android 8.0+ · No sign-up required

Explore more apps and experiments by GreenIcePhoenix

DETAILED SIDELOAD INSTRUCTIONS

  • 01

    DOWNLOAD THE APK

    Tap the download button above. The APK saves to your Downloads folder.

  • 02

    ALLOW UNKNOWN SOURCES

    Settings → Apps → Special App Access → Install Unknown Apps. Enable for your browser or Files app.

  • 03

    OPEN THE APK

    Tap the APK in your Downloads folder or notification drawer and confirm installation.

  • 04

    DONE — OPEN TRACELEDGER

    A short onboarding will walk you through setup. No sign-up, no email, no permissions requested.

TROUBLESHOOTING

⚠  GETTING "APP BLOCKED TO PROTECT YOUR DEVICE"?

This happens because TraceLedger requests SMS permissions (used for optional bank transaction detection). Google Play Protect flags any sideloaded app that declares SMS access — even if you never use that feature. It is a false alarm. Here is how to get past it:

  1. Open the Google Play Store app.
  2. Tap your profile picture in the top-right corner.
  3. Tap Play Protect, then tap the Settings gear ⚙ in the top-right.
  4. Turn off "Scan apps with Play Protect".
  5. Go back to your Downloads folder and install TraceLedger normally.
  6. Once installed, go back to Play Protect settings and turn Scan back on. TraceLedger is already installed — scanning will not affect it.

⚠  SMS DETECTION NOT WORKING AFTER INSTALL?

Android restricts SMS permissions for apps installed outside the Play Store. If TraceLedger says SMS access was denied even after you granted it, follow these steps once to unlock it:

  1. Open your phone's Settings app.
  2. Go to Apps (or "App Management") and find TraceLedger in the list.
  3. Tap the three-dot menu ⋮ in the top-right corner of the TraceLedger app page.
  4. Tap "Allow restricted settings" and confirm.
  5. Open TraceLedger → Settings → SMS Detection and enable it. The permission prompt will now work correctly.

This is a one-time step required by Android for any sideloaded app that uses SMS. SMS detection is completely optional — TraceLedger works fully without it.